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VERC Panama Hub

Build a business that fits your life in Panama

Free tools for veterans and families planning a move, living in Panama, or splitting the year. Start with a 2-minute score. Go as far as you want on your own.

Pick your path

Every path is free. You choose how much help you want.

Do it on my own

No calls, no sales pitch. Find your fit, then build a full report you save or email to yourself.

Start the Quick Score

Check the numbers

See your monthly gap or surplus in 8 Panama towns, then set a price to close it.

Open the Income Gap Calculator

Talk with us

A 60-minute virtual Business Fit Session built around your answers.

Start the intake

The toolkit, in order

Each tool hands your numbers to the next one. Your answers stay in your browser unless you choose to email them.

  1. 1

    Business Fit Quick ScoreStart here

    Nine taps, two minutes. See the virtual business models that fit your skills, hours, and budget.

    Open tool →
  2. 2

    Income Gap Calculator

    Stack VA compensation, pension, and Social Security against costs in 8 Panama towns.

    Open tool →
  3. 3

    Visa and Work Rights Checker

    Match your visa to your business model. See what fits and what needs a permit.

    Open tool →
  4. 4

    Starting Price Calculator

    Set a price from your income need, weekly hours, and three competitor prices.

    Open tool →
  5. 5

    Startup Cost Estimator

    A low and high first-year range for a U.S. company, a Panama company, or both.

    Open tool →
  6. 6

    21-Day Demand Test Planner

    A dated plan, ready-to-send scripts, and a tracker. Prove people will pay.

    Open tool →
  7. 7

    Self-Serve Business Fit ReportNo calls

    Everything in one report. No calls. Save it, print it, or email it to yourself.

    Open tool →

Locals In Country Voices

Panama, told by the people who live and grew up here. Where locals eat, where they take visitors, and the places most people miss. In English and Spanish.

Questions

Is it free?

Yes. Every tool and the self-serve report cost nothing.

Do you store my data?

No. The tools run in your browser. We only receive what you choose to email yourself.

Will anyone call me?

Only if you ask. Choose "Email only" and we never call.

Is this legal or tax advice?

No. The tools educate and flag risks. Confirm decisions with a Panamanian attorney, a U.S. tax preparer, and a VA-accredited representative.

© 2026 Casa Concepts LLC d/b/a VERC (Veteran Entrepreneur Resource Collaborative). All rights reserved.