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Startup Cost Estimator

See what it costs to launch before you spend a dollar. Pick your company setup, switch line items on or off, and get a low and high range for your first year.

1 Your company setup

Not sure? Run the Visa and Work Rights Checker first, then confirm with a Panamanian attorney.

2 Your line items

Uncheck what you already have. Replace any range with a real quote.

ItemLowHigh

3 Cash reserve

$
Software, phone, internet share, fees.
3
$

How this works

Panama company figures reflect 2026 published fees: formation through an attorney, notary, and Public Registry commonly runs $800 to $2,100; every Panamanian corporation pays a $300 annual franchise tax (tasa única); resident agent fees commonly run about $300 a year. Operating companies earning Panama-source income also need a Panamanian accountant. U.S. figures reflect typical state filing fees and first-year service costs. All other ranges are planning estimates for a small service or online business. Last reviewed September 2026.

Months to recover divides your high estimate by your monthly income target from the Starting Price Calculator, when you arrive from there.

Educational tool only. Not legal, tax, or financial advice. Get written quotes from a Panamanian attorney, a U.S. tax preparer, and an insurance broker. Nothing you enter leaves your browser unless you copy your results link.